---
title: "How Are Bank Accounts and Investments Divided in Quebec? ✦ Goldwater Droit"
canonical_url: "https://goldwaterdroit.com/en/faqs/how-are-bank-accounts-and-investments-divided-quebec"
last_updated: "2026-09-15T21:04:31.098Z"
locale: en
meta:
  description: "In Quebec, accounts and investments built during the marriage from acquests are shared; pre-marriage or inherited funds are generally private. Source matters."
  "og:description": "In Quebec, accounts and investments built during the marriage from acquests are shared; pre-marriage or inherited funds are generally private. Source matters."
  "og:title": "How Are Bank Accounts and Investments Divided in Quebec?"
---

# How are bank accounts and investments divided in a Quebec divorce?

Bank accounts and non-registered investments are classified under your matrimonial regime, not the family patrimony. Under the default partnership of acquests, money and investments you acquired during the marriage out of your earnings or other acquests are generally shared in value on dissolution, while property you owned before the marriage, or received during the marriage by gift or inheritance, is generally your private property under articles 448 to 450 of the Civil Code of Québec. Income and fruits produced during the marriage—including interest and, in many cases, investment income—are typically acquests under article 449 C.c.Q., even when generated by private property. Because the outcome usually turns on tracing the source of the funds, good records are important, and mixed accounts can raise difficult classification questions best resolved with advice.

Civil Code of Québec, arts. 448–450 (acquests and private property) Civil Code of Québec, art. 449 (income and fruits as acquests)