---
title: "How are pensions and RRSPs treated during the partition process? ✦ Goldwater Droit"
meta:
  "og:description": "Understand how pensions and RRSPs are divided in Quebec during separation or divorce. Learn about family patrimony, valuation rules, and transfer methods. Learn your options."
  "og:title": "How are pensions and RRSPs treated during the partition process?"
  description: "Understand how pensions and RRSPs are divided in Quebec during separation or divorce. Learn about family patrimony, valuation rules, and transfer methods. Learn your options."
---

# How are pensions and RRSPs treated during the partition process?

In Québec, pension plan benefits and RRSPs accumulated during the marriage are included in the family patrimony under C.c.Q. arts. 415–418 and 422. Their value, as of the date of separation or divorce, must be equally divided between the spouses. The division applies only to the portion accumulated during the marriage. Pension rights are valued according to the Regulation respecting the partition and transfer of benefits under the Supplemental Pension Plans Act, which governs how funds are transferred. RRSPs are divided by adjusting each spouse’s share or transferring equivalent amounts between accounts.

C.c.Q. art. 415–418, 422; Regulation respecting the partition and transfer of benefits accrued under the pension plans governed by the Supplemental Pension Plans Act (RLRQ, c. R-15.1, r. 2)